How is this different than putting 1/4 of your rent in a separate account each week?
Well, if you just got paid, the rent is due, and you’re short, now you can pay a cell phone bill in fees forever to avoid being homeless
Being poor is expensive
You have to pay $14/month, plus processing fees on top of it.
14.99 plus payment fee of 1% of rent amount. So if your rent is 2k that’s another $20 per payment.
For what? Please tell me this is not the only payment option.
My apartment complex tried outsourcing their payment portal, attaching a fee to it, and making it the only way to pay.
I ended up going down to the office to write a check in front of them once a month, making sure to complain loud enough to be overheard when they had other people inquiring about apartments.
Apartments these days will nickle and dime you to death. Late in my tenancy, they wanted me to sign up to have my pets put into a database. They were also going to charge $25 per pet per month to have them in the database. You bet your ass I was in their office the next day with my pet addendum to discuss their breach of contract. My rabbits were not the dogs that kept getting loose and shitting all over the place.
A check, that is petty revenge for sure. We had a portal when we were renting from a slumlord (though we were renting a ridiculously awesome house from them for a reasonable price, one they owned themselves, most of their portfolio was dumps owned by Chinese people who bought them unseen) and yeah it had a fee but $3/month was the fee. I still thought it was funny, paying online is cheaper for them than dealing with my paper check, but we have to cover the cost of online portal but not the check? I’d probably charge people for giving me a check and make online free, if anything.
We did pay pet deposit, not pet rent. Fair I think, pets do add liability, even rabbits might get stressed and piss in the corner or something.
rabbits might get stressed and piss in the corner or something.
Oh yeah, they’re little pissers.
However, we already had a pent addendum, and laid out the pet fees and conditions for keeping the rabbits in the apartment. We also don’t let them on carpet because eating synthetic fibers can bind up their gut and cause them to die horribly.
Go the steam route, make it as convenient as possible and people will be happy to give you money.
Had an apartment a while back, they changed owners and didn’t really tell anyone until I got a note on my door saying next months rent, due in a week, can’t be done online, needed to be cash check or money order or eviction process would start. What if I was out of the country or working remotely and didn’t get the note? No email, no call, just note on the door.
I threw a fucking fit, this was the last straw after a parking lot flooded with gravel, moldy laundry rooms, flooded apartment. Then threaten me with eviction because of their bullshit?
I wrote up my refusal to renew then, like 2 months into a new lease. Made them reimburse me for having to get a money order (don’t have checks), then began looking to buy. When renewal came up, they said I needed to renew and raised the prices. I referred them to my email and printout and told them to fuck themselves.
They tried to bill me for cleaning after I moved out, just never replied.
Did you look carefully for an e-check option? In similar complaints, I’ve seen people frequently miss that.
Yeah my place has this too, it’s an option if you want to split your rent into two payments… ie you don’t have enough to make the whole payment.
Sign of the times for sure
Same shit as with pet screening. I already have to pay a $200 deposit for having a cat, a $30 per month fee for both cats and now $40 per cat per year for pet screening.
Lmao my landlord sent me a link to some pet screening thing I was meant to pay for.
But they forgot that that isn’t actually in my lease so I just ignored it.
My pets are all illegal aliens
Katzu was for the longest time an then a maintenance worker ratted us out
Haha, we did the same whenever we rented. Landlord doesn’t need to know. And it was the kind of places where maintenance didn’t give a shit, as long as we weren’t fucking anything up.
When you’re rich everything is free and when you’re broke it costs a lot.
yup. It’s fucking expensive being poor :/
after looking at their site…oh fuck no.
they offer lines of credit to pay your rent. but you have to pay back said credit by the end of the month so…why? If you’re having trouble paying your rent getting a line of credit to cover it and then having to pay back said credit by the end of the month on top of a percentage AND membership fee it just sounds exactly like a payday loan where you KNOW they hope you roll over so you’ll never be able to catch up.
The US loves their useless, expensive middlemen.
hence their “healthcare”
They now have “freedom” to abuse their customers.
- https://www.politico.com/news/2025/11/11/trump-administration-declares-cfpb-funding-illegal-00646354
I’m sure you’ll feel that warm wet trickling down any day now
I expect a judge ruling or something to hopefully come in and put a stop to that. Like having to force the SNAP benefits thing to be funded.
Anything this administration touches, turns to rigor mortis.
I don’t understand how that didn’t happen immediately. My understanding was cfpb was somewhat unique in that Congress created it as an independent thing and with its own source of funding.
We are going to see a lot of this happening for years to come. Where this administration will literally and has done throughout this year alone. As they try to dismantle one government agency after another only for the leftover and relatively sane representatives remaining having to step in and be like “no, what are you doing? are you trying to throw this country into anarchic chaos?”
This administration: “UH-HUH!” with a dorky dumbass looking grin.
And yes you’d be right, it was Congress who passed a law that included the creation of this agency, Obama signed it into law. So once again, unsurprisingly, this loose-excuse of an administration breaks the fucking law. Because of course that’s all that they’re good at.
Landlord’s brother probably runs the loan place.
It is a payday loan in the most classical sense that’s why it exists.
Sometimes people aren’t able to pay by the first so they have to get it paid somehow it absolutely relies on getting paid later on to pay off the loan.
They’re just one half step above being a loan shark.
Way shit’s going, at some point you’re going to have to break your own kneecaps and there will still be a fee associated with the self-service.
The only difference between them is the loan shark can’t take you to court to get their money back.
Innovation! They cut out the middle man and let’s you get screwed by just your landlord instead of the landlord and Copperhawks.
Its the same model as payday loans. It’s predatory lending plain and simple.
I always said if I had no morals, payday loans would be my Jam. It’s the most casually evil shit. Get rich by doing nothing and providing no service and locking people into your scan for life.
I hate these companies so much.
All landlords are leeches. Every single one of them.
Many are. But I’ll stick my neck out here for when I rented in socal.
My landlord Randy was a retired dentist. He had built an ADU on his property in order to care for his very elderly mother. She had since passed away, leaving him with an empty mobile home in his backyard.
It sat empty for a few years, as his now-adult children and friends didn’t need it. He couldn’t sell it because of minimum plot size, setbacks, and utility issues.
I ended up renting from him for two years, and it was an excellent situation with reasonable rent and a great relationship.
I think a great many landlords are garbage, and I don’t think it’s possible to be a corporate landlord without being garbage. But there are some situations where a landlord is just a person who finds themselves in a situation where renting a space out makes the most sense. Open to other perspectives on this.
Landlords, by virtue of being a landlord, means their income is generated through rent seeking off the basic human necessity of shelter via simply “owning” the domicile that is being lived in by someone else through the system of private property ownership which is a core feature inherent to the unjust and oppressive capitalist economy.
By having their income be generated through simply having ownership over a means of survival makes them of the bourgeoisie/owning class and are inherently leeches off of those of the working class who must rent instead of own.
Landlords should not exist. Period.
I think they key counter-argument comes from your position “leeches off of those of the working class who must rent”. I agree with this! But it ignores people that want to rent for whatever reason, like living somewhere for a few years to attend university.
The only reason people want to rent is due to the inherent complications of the capitalist system making it unfeasible for those who fall underneath an arbitrary financial threshold to be able to own property plus the unnecessary complications that monetary systems cause in the exchanging said property.
Under a communal system of ownership. You can own the home for a few years while you live in it, under the rule of usufruct (use-based ownership), and once you are done the property returns to the community as a collective until someone else has need of it.
It doesn’t need to be any more complicated than that. But it is only because of the current systems we live under arbitrarily making this more complicated so that a few individuals (the owning class) can exploit these complications for profit and personal enrichment
Putting the cart before the horse here. We live in a capitalist society and people need temporary dwellings now, they can’t wait for a proletarian revolution and total restructuring of society.
Cool, but that has nothing to do with my point. I never said people should wait. I said landlords are leeches.
The fact that people can’t wait and the current system leaves them with no other alternative other than to be leeched on by someone who withholds private ownership over their home is an inherently oppressive situation to be in.
I just think your point is too black-and-white. In the current system there exists people who want temporary housing and people who own more housing than they require and are willing to let others use it for a mutually agreeable payment. Your claim that this is inherently oppressive requires that the renter would not choose ownership if they had the means. Is it often an unfair, coercive dynamic? Yes. Do rent-seekers ruin everything? Yes. Do we need to villainize every single person who doesn’t donate their spare mother-in-law or inherited property to the homeless? No.
This could actually be interesting if it was the opposite…
You can get a small discount, and pre pay the next month in advance. You can miss any of those payments up until the end of the month when the remaining balance is due.
The discount is based off how much you paid early.
Landlord gets a reduced risk as every early payment is money that is in his hands and available up to a month before.
Burn it all down
This is clownshit.
Yep me too. It’s gross.
Can he force you to enter a contract with them? Sounds illegal.
No, I still have the option of paying it all at once without going through this finance company. But they’ve been spamming my email letting me know about the “new payment option.”
Your landlord is a fool! They should have raised the rent by that same amount and then offered you a $10 a month discount to pay it all at once.
Rookie doesn’t know how to play a numbers/scam game. /s
In truth, sorry you are only being given such a scummy “option”. The simple math shows that the more often you pay (i e. the earlier the recipient gets your money) the more they make in the long run. They should just do that and be decent about the whole thing.
All at once? It’s either monthly with fees or a whole year of payments? This sounds illegal but what’s legal these days. I would say fuck this guy and give him a check every month and if he refuses then put it in a escrow account and tell him if he will only take one lump payment then he can wait until the end of the year to collect it.
By forcing lump payments they are removing your bargaining power when shit goes wrong. Withholding rent is the only power a renter has.
I mean all at once as a monthly payment, not for the full year.
Ahh then just block the emails.
That’s when you reply to the company and tell them that you find their policies rather predatory and not too dissimilar from low-class “payday loan” companies and that you want them to remove you from their mailing list and you will from now on mark any emails from them as spam, and sent straight to the trash.
CC it to the landlord as well.
He has the right to use their services, but you have the right not to do business with them. Your agreement is with the landlord NOT a third party that came in after the fact.
Report the emails as spam, especially if they’re from the loan shark directly.
$15 plus 1% of rent plus card processing fees.
If your rent is $1200 and there’s a 3.5% processing fee, you’re looking at $70/month in extra fees.
Move. Into the streets of needed. Say no to insane bullshit
no
But?
Ours emails us this crap to. It’s going to be in my review when I move out. Ever since the Texas megacorp bought this place it has gone downhill.
