

Nice username lol. Anyway, if you’re in the US, you could technically just stop paying… I think this January or so was when medical debt was restricted from affecting Americans’ credit scores, so it’d just fall off after 7 years if you can withstand the collectors’ attempts.
Rather, why are you unable to define it for yourself? It’s not that hard. Helping things towards balance (like helping any angry, sad, or greedy person to be less so, etc., or trying to heal a physical or emotional wound as appropriate) is a fine start.