

This is actually how my stepdad explained it to me, sort of. That there would still be interest on any loans that I take out, but because its my policy then anything I pay back just goes back to me? Regardless, I know for a fact that I would never take out a loan from this policy because loans are awful, I already have student loans I have to pay back eventually and that whole experience sucks so I never want to go through it again regardless of whether the money stays mine.
I guess that this policy is supposed to be like a savings account but it gains money overtime even when I don’t touch it? I am going to meet with the insurance people soon, my stepdad will be in the video call as well, and I guess things will be explained more to me. I can also ask my own questions considering I want to leave the country in the very near future.



My life is so weird… this is the thing that’s gonna push me to talk to the finance people at my university because they’re the only ones I have on hand to really ask about this. I’m not super thrilled but I know my parents aren’t being malicious…