People typically get paid to earn a PhD, so this person’s debt likely came from elsewhere, unless they grossly overpaid for their undergraduate education.
thats probably it, undergrad in a expensive college is way more likely., or if hes did a MS as well, which is tuition only as well.
Don’t forget that loans are probably deferred through the PhD, so that’s like 4+ years of accumulated interest on top.
The boomer energy is strong with this one.
If they were boomers then the phd one should’ve paid off more of that student debt
The Boomer term has shifted to being about state of mind.
This started after “ok, boomer” caused all these people to out themselves.
Hell yeah it is a state of mind
Wish I had that state of mind. Just not giving a fuck like this guy.
“I graduated high school, got a good job at the Mill, married my high school sweetheart, had five kids, bought a second house with a boat, retired at 60, went insane reading Facebook memes and watching FOX News, then decided to shoot up the Harvest Music Festival in 2017. Why can’t you young people do that?”
Probably a lot of missing context with this one
He did the plumbing for the brother’s place.
Set up the toilet to pipe to the kitchen sink. “eat shit” as they say.
shrug
I love it when posts line up like this
So why are they not helping their brother?
Their brother is a grown-ass man and should be helping himself.
He should pull himself up by the bootstraps to proove his manly manliness?
I love how we all agree on the general problem of capitalism but God forbid we apply it in our daily life.
Decisions have consequences. Brother 1 chose to be 140K in debt. Brother 2 didn’t. It’s not Brother 2’s problem to solve.
What makes something somebody’s problem to solve, exacly?
Probably them choosing to do the thing. Someone doing a PhD might be hoping to land a good job later on and be able to through that pay off the debt. Or they want to pursue their passion, even if it means debt. It’s a decision to go for those. Could’ve gone to trade school.
Decisions have consequences
I’d still help you out if you were in a car crash, even though it was your decision to drive a vehicle.
Though of course, this doesn’t mean helping out is mandatory.
Sure, but nobody would choose to be in a car crash.
Bro chose to go into debt. Big difference.
Nah, no one would choose to be in debt.
Bro chose to get an education. Big difference.
He chose to get an education he couldn’t afford, so he took out loans. Now he is in debt.
Either he did this with his eyes open, in which case it’s his problem to solve,
OR
He did this WITHOUT knowing the consequences, in which case he should have fucking read the fine print and it’s his problem to solve.
I agree the cost of education is out of control, but nobody forced him to do it. He chose to. Now he can deal with it.
If that’s how you see our familiar relations sure, you’re your own individual. But boy I’d hate to be your family member.
“I chose [X] of my own free will. Now I’m unhappy with that choice. Fix it for me.” No.
“Events outside my control have made things hard. Help?” Yes.
See the fucking difference?
Nah, they decided to buy a more affordable car with only a 3-star crash rating because they decided to get stressed about their only financing option being complete dogshit because of a wrecked economy, because they decided to have a job that required going into the office.
You mean pay off the other brother’s loan or what?
Your personality didn’t work out, but mine did? Oh, how my dominance displays! I have no justification for my existence!
I haven’t been to 9gag in forever, not sure if this is a really bad meme or a great shitpost
I mean, depending on the context, you might absolutely be the asshole
Out of the 8 cousins in my family the 2 of us that didn’t go to college are the only ones who own a house. I didn’t finish 10th grade and I’m looking at buying my second house and trying to figure out how to keep my current one to give to my mom.
My cousins are pretty cool (aside from a couple who are very spiteful) but my aunts and uncles act like I scammed them all for everything they had.
I became a homeowner recently and a bunch of people I know just reacted with absolute jealousy and negativity. People suck
Give it 5-10 years and every college age person being funneled into the trades, then they will be oversaturated again and we will go back to overpacking STEM
My wife graduated law school in 2010, Summa Cum Laude, and just barely got a job at a low rent firm.
Five years later, she’s earning twice the money at a much nicer place for not much more work, because the glut of students from '08-'10 caused grads in '11-'14 to look elsewhere. Suddenly there was a huge supply gap and you could write your own ticket.
Moral of the Story: Get good at something and stick with it. Markets go up, markets go down, but skills pay the bills in the end.
It’s almost as if the real problem is opportunity. Hmm.
We need jobs programs
Or education could be free. Just a thought.
It is in first world countries, if we define first world as western europeam cuntries
The best universities in Brazil, the ones everyone wants to study at and the ones producing cutting edge research… Are all free, they’re public universities. The private ones can’t compete on most metrics.
So yeah, maybe americans should drop the whole “first world” tag to pretend they’re special and rebalance their priorities.
Huh, never even heard of them not that would mean anything in the world 😅
Maybe my phrasing was a bit accidentally misleading - when I mentioned they are where everyone wants to study at or the ones publishing the most research, I meant locally, for Brazilians and to some extent our LATAM neighbors.
That’s why you probably never heard of them by name, they don’t carry the weight of an “Oxford” or “Tokyo University”.
That said, you absolutely interacted with fruits of their research. The term “ultra processed food” comes from the University of São Paulo and their research.
They research a bunch of great stuff. A friend of mine was involved in this one vaccine against crack and cocaine addiction from UFMG.
American public universities used to be free. But a lot of students protested things like racism and the Vietnam War so Ronald Reagan as governor of California and later as president worked hard to ensure that American students had to pay lest they have the time and financial freedom to exercise their rights
free? people should be paid to get an education
Not sure if it’s still a thing but I knew a girl from Norway who basically went to college from age 18-30 getting like four different degrees because as long as she remained in higher education, the government would keep paying for her education + living expenses.
Not sure if that was the original intent but it sure does result in a highly educated populace.
Have a friend who was a sort-of perpetual grad student - bouncing from Sweden to Italy to Australia - over about ten years, pursuing a degree in marine biology. Along the way, she contributed thousands of hours of labor to various research teams. Eventually, she got burned out, married a neurologist, and moved to a small house in Queensland. Now she mostly just gardens and raises bunnies, which she is extraordinarily good at thanks to her education.
Was this money wasted or did the universities get exactly what they paid her for? Idk. But it seems a far better way to employ people than what we’ve done with The Pentagon or ICE.
Norway here: This is kind of how it works, but not quite.
While studying, you get a student loan. 40 % of that loan is automatically “forgiven” (turned into a stipend) as you complete your courses. In order to remain eligible for the loan, you need to maintain a certain progression in your studies, and there’s also a limit to how many years you can receive the stipend for (I think it’s eight years now). As long as you’re studying, the loan doesn’t accrue interest, and you don’t need to make down payments.
Throughout five years, I received very roughly 200k NOK (≈20k USD) in stipend, and 300k NOK in loans.
Also, a PhD is treated as an ordinary job here. I’m paid about 600k NOK (≈60k USD) per year, which is a bit less than my peers from engineering studies in industry jobs (they get around 700-800), but it’s by no means a bad pay. I’ve been able to afford a small apartment together with my SO on that pay. Hearing about places where people have to take up loans in order to finance taking a phd makes my head spin.
Huh. I just kinda assumed Norway would use the Euro, but TIL it’s not even a member of the EU. Weird.
We are part of the EEA. The agreement between the EU and the remaining EFTA members. (Norway, Iceland, Lichtenstein and Switzerland.) For Norway’s part it means we adopt the legislation as national law (we can veto, but seldom happens) and are part of the inner market but not the customs union. Also special agreements on energy (oil) agriculture and fishing. We have no representation in the parliament or the commission. We participate on beurocratic level but cannot vote on anything. (I represent Norway in two 'group of experts" and two administrative cooperation groups) GoE discusses things on a higher level AdCo lower level and market surveillance. We have a voice, but always a little bit apart.
We have a “complicated” relationship to the EU. There was a vote in the '90s where we decided not to join, and now we’re connected through the EEA (which another comment treats in detail). Today, the EU debate is rising again, largely because of the war in Ukraine. However, it seems like public opinion is still marginally opposed to membership due to our somewhat special situation regarding oil, hydropower, and (lack of) agricultural land.
In America you usually do get paid for the PhD, you however get little other support snd the pay is bad
What do you mean by “little other support”? I don’t get any other “support” from my job as a phd than my salary?
Little other support as in it’s common to take on more phd candidates than there are resources for leading to issues like needing to fight to get lab time. At least according to some people I know who’ve been in phd programs here.
Students benefits are pretty much that where I live
From where I am anyways. You do get paid for grad school. You have to TA various things, but you get paid.
Pretty sure that didn’t happen
Nothing unbelievable about it imo
Ph.D. in what?
PH.Deez nuts
Your mum
ayy
Pretty huge dick
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Oh. I hadn’t read it like that. I thought the brother was a hypocrite because if he has a PhD he SHOULD be able to pay his debts and get a hose (I’m not from the us so I’m guessing that part) but I stead seems to not ba able to manage his own money while criticizing OP
College graduates (PhD or otherwise) drowning in debt and not being financially able to pay it off is common enough here in the US that it’s a trope, and likely the basis for this “joke”.
I see. Thanks. Lately I’ve started to realize just how expensive health and education are in the us.
I went to see a neurologist and paid 0 cents My brother is considering a biology PhD and he’s broke. A 3 bedroom house costs like 60k usd
That same house in my area costs at least 10 times that amount. I was lucky in that I had “only” $80,000 of debt from my bachelor’s, a housing situation via marriage, and a career path with solid pay (after going back for an associate’s while working in a low-paying job post-graduation for 7 years). I only finally paid off that debt 2 years ago and I graduated in 2008. I don’t know how a lot of people manage.
Oh no PhDs here are like the worst financial choice.
